Francine L. Semaya is currently a legal consultant in insurance regulation, reinsurance, insurance insolvency and transactional matters. She was previously the chair of the insurance regulatory and transactional group of two international law firms, where she handled corporate and regulatory filings, and counseled clients with respect to compliance with insurance regulatory requirements, as well as reinsurance and insolvency matters. She concentrates her practice in reinsurance, insolvency and national and global insurance regulatory matters in the areas of property, casualty, life, annuity, surety and financial guaranty. In addition to handling insurance regulatory, insolvency and transactional matters, she performs legal and compliance audits and serves as an expert witness. Ms. Semaya was named a “2009 Woman to Watch” by Business Insurance magazine.

Active in several professional organizations, Ms. Semaya is a past President of the International Association of Insurance Receivers, having previously served as a member of its Board of Directors. She is a longtime member of the American Bar Association’s Tort Trial and Insurance Practice Section (TIPS), where she has assumed various leadership roles including six years as the section’s Delegate to the House of Delegates and three years on TIPS Council. She served as the founding Chair and then Chaired the TIPS Task Force on Federal Involvement in Insurance Regulation Modernization and Health Care Reform from its inception in 2004 through August 2014; past Chair of the Task Force on Implementation of TIPS Insurance Insolvency Report; a member of the Excess Surplus Lines and Reinsurance Committee and a member and past Chair of TIPS Insurance Regulation Committee. Ms. Semaya is on the Board of Directors of Insurance Federation of New York. She is also a member of the New York City Bar’s Insurance Law Committee; past member of the Practising Law Institute’s Insurance Law Advisory Board and AIDA. As a member of Federation of Regulatory Counsel, she served for several years on its Admissions Committee.

Ms. Semaya is a frequent lecturer and has authored numerous articles in both legal and insurance trade publications, including National Underwriter Property & Casualty, Best’s Review, American Bar Association, Practising Law Institute and others on topics pertaining to insurance regulatory, reinsurance and insolvency law. She is often called upon to organize and chair seminars and programs of significance to the insurance industry. Ms. Semaya is Co-Author of Insurance Law for Common Interest Communities: Condominiums, Cooperatives and Homeowner Associations, published by Sunshine Gardens Legal Publishers, LLC, 2018 and The Law of Flood Insurance – North Carolina Edition, Sunshine Gardens Legal Publishers, LLC, 2018.

Francine L. Semaya, Esq.*
*Admitted to Practice in New York
33 Dakarla Drive · Middletown, NJ 07748
tel: (732) 241-8090   fax: (732) 706-5515   email: flsemaya@gmail.com