howard millsHoward Mills

IFNY Director

As the Global Insurance Regulatory Leader of Deloitte LLP, Mr. Mills serves clients in the areas of enterprise risk management, governance, regulatory compliance, reputational risk, and growth. He is also frequently utilized as an expert witness in litigation concerning insurance regulatory matters, and is a frequent speaker at industry conferences and events. He is widely quoted in the media on insurance industry issues and is a regular columnist in several publications including Best’s Review, Carrier Management, and Insurance Networking News.

Prior to joining Deloitte, Mr. Mills served as Superintendent of the New York State Insurance Department. During his tenure, he focused on winning an extension of the Federal Terrorism Risk Insurance Act (TRIA), leading the Department’s transition to conducting risk-based examinations, concluding settlement agreements with industry, and leading on issues at the NAIC such as principles-based reserving. He was active at the International Association of Insurance Supervisors (IAIS), was a member of the Presidential Financial and Banking Information Infrastructure Committee, served as Co-Chair of the International Commission on Holocaust Era Insurance Claims, and testified before Congress on matters relating to the insurance industry.

Mr. Mills served three terms in the New York State Assembly (1999-2004) and rose to become the Deputy Minority Leader. While in the Assembly, he served on the Insurance Committee, was a member of the National Conference of Insurance Legislators (NCOIL), and served on the committees on Banks, Corrections, Housing and Ways and Means. Prior to his election to the Assembly, he was elected to three terms as Supervisor of the Town of Wallkill, NY. His political career began by serving as the Director of Grants and Federal Projects to Representative Benjamin A. Gilman in Washington, DC.

Mr. Mills serves on the boards of the Griffith Insurance Education Foundation and the Insurance Federation of New York. He has also served as a Director of the Orange Regional Medical Center, the United Way of New York State, United Way of Orange County, Orange-Sullivan Alzheimer’s Association, and Orange County Community Foundation.

Mr. Mills earned his BA in political science from Marist College, and an MA in public administration from The American University. He studied politics, philosophy and economics at Mansfield College, Oxford, as a visiting scholar.

He lives in the town of Hamptonburgh, Orange County, New York, with his wife, Erin, and their three children.

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