As an Independent Senior Advisor at the Deloitte Center for Regulatory Strategies Howard Mills advises C-Suite leaders and Boards of Directors of many of the world’s largest financial services companies on regulatory risk and compliance, enterprise risk management, reputational risk, cyber risk regulatory strategies, strategic risk and governance.
Howard is a retired Deloitte Managing Director and Global Insurance Regulatory Leader. He serves as an independent corporate director of The Doctors Company, where he is a member of the audit committee, and of Ensight. Mr. Mills is a National Association of Corporate Directors Governance Fellow.
Mr. Mills is widely quoted in the media commenting on the U.S. and global insurance markets and has regularly appeared in the Wall Street Journal, The New York Times, The Financial Times, Bloomberg, SNL Financial, The Hill and Politico, among others. He is a frequent speaker at insurance industry conferences and events all around the world. Howard is a regular columnist in Best’s Review. He is frequently asked to be an expert witness in litigation concerning insurance regulatory matters.
Prior to joining Deloitte in 2007, Mr. Mills served as Superintendent of the New York State Insurance Department. During his tenure he focused on leading the Department’s transition to conducting risk-based examinations, lobbying Congress to renew the Federal Terrorism Risk Insurance Act (TRIA), concluding settlement agreements with industry and leading on issues at the National Association of Insurance Commissioners (NAIC) such as principles-based reserving for life insurance companies and disaster preparedness. He was active at the International Association of Insurance Supervisors (IAIS), was a member of the Presidential Financial and Banking Information Infrastructure Committee, served as Co-Chair of the International Commission on Holocaust Era Insurance Claims, and testified before Congress on matters relating to the insurance industry.
Howard served three terms in the New York State Assembly (1999-2004) and rose to become the Deputy Minority Leader. While in the Assembly, he served on the Insurance Committee, was a member of the National Conference of Insurance Legislators (NCOIL) and also served on the committees on Ways and Means, Housing and was the Ranking Minority Member of the Committee on Corrections. Prior to Howard’s election to the Assembly, he was elected to three terms as Supervisor of the Town of Wallkill, NY. He began his career serving as the Director of Grants and Federal Projects to Representative Benjamin A. Gilman in Washington, D.C. He has been an adjunct instructor of political science at Mount Saint Mary College and at Orange County Community College.
Mr. Mills has 30 years of experience serving on the Boards of not-for-profit organizations serving the community in New York State including the Orange Regional Medical Center, The Greater Hudson Valley Health Care System, the United Way of Orange County, the United Way of New York State, the Orange-Sullivan Alzheimer’s Association, Orange County Hospice and the Orange County Community Foundation. Currently Howard serves on the boards of the Insurance Federation of New York and the Cornell Cooperative Extension of Orange County, NY.
Howard earned his B.A. in political science from Marist College and his M.A. in public administration from The American University. He completed a one year non-degree course of study in PPE (politics, philosophy, economics) at Mansfield College, Oxford University.
Howard lives in the Town of Hamptonburgh, Orange County, New York, with his wife Erin and their children H. Jack, Cooper and Kathryn.
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